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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,585 | $60,139+49.0% | $90,461-1.0% | $79,856+12.2% |
| Participation rate | 69.0% | 65.0%+4.0pp | 72.7%-3.7pp | 69.6%-0.7pp |
| Annual return | 13.55% | 71.96%-58.4pp | 1294.76%-1281.2pp | 31.71%-18.2pp |
| Employer contribution / active EE | $2,375 | $2,069+14.8% | $3,264-27.2% | $2,471-3.9% |
| Participant deferral / active EE | $4,823 | $2,939+64.1% | $3,964+21.7% | $3,741+28.9% |
| Admin fee / account holder | $4,392 | $3,978+10.4% | $5,617-21.8% | $5,306-17.2% |