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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,680 | $65,423+125.7% | $98,477+50.0% | $85,856+72.0% |
| Participation rate | 55.6% | 65.0%-9.5pp | 73.3%-17.8pp | 69.3%-13.8pp |
| Annual return | 52.09% | 21.76%+30.3pp | 1493.59%-1441.5pp | 318.58%-266.5pp |
| Employer contribution / active EE | $2,057 | $2,168-5.1% | $2,961-30.5% | $2,565-19.8% |
| Participant deferral / active EE | $4,815 | $3,167+52.0% | $4,276+12.6% | $3,952+21.8% |
| Admin fee / account holder | $1,508 | $4,594-67.2% | $5,951-74.7% | $6,261-75.9% |