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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,165 | $57,305+88.8% | $86,640+24.8% | $75,173+43.9% |
| Participation rate | 33.3% | 63.2%-29.9pp | 71.7%-38.4pp | 67.2%-33.9pp |
| Annual return | 13.79% | 2674.24%-2660.4pp | 592.52%-578.7pp | 160.72%-146.9pp |
| Employer contribution / active EE | $2,168 | $2,316-6.4% | $3,024-28.3% | $2,671-18.8% |
| Participant deferral / active EE | $3,367 | $3,320+1.4% | $4,438-24.1% | $4,126-18.4% |
| Admin fee / account holder | $28,410 | $4,116+590.2% | $5,616+405.9% | $5,651+402.8% |