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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,164 | $54,757+22.7% | $90,304-25.6% | $72,975-8.0% |
| Participation rate | 88.0% | 65.2%+22.8pp | 73.3%+14.7pp | 69.5%+18.5pp |
| Annual return | 18.55% | 30.63%-12.1pp | 78.13%-59.6pp | 81.01%-62.5pp |
| Employer contribution / active EE | $2,253 | $2,093+7.7% | $2,855-21.1% | $2,440-7.7% |
| Participant deferral / active EE | $5,227 | $2,887+81.1% | $3,885+34.5% | $3,608+44.9% |
| Admin fee / account holder | $2,249 | $3,973-43.4% | $5,354-58.0% | $5,124-56.1% |