| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH Service code 26 · EIN 13-5674085 | Advisory (Participants) | $125,000 |
STRATEGIC ADVISORS, INC.5 years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $56,879 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$187,795 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,014 | $50,169+129.3% | $149,740-23.2% | $80,187+43.4% |
| Participation rate | 83.2% | 64.3%+18.9pp | 78.8%+4.4pp | 72.9%+10.3pp |
| Annual return | 22.94% | 29.82%-6.9pp | 134.51%-111.6pp | 40.40%-17.5pp |
| Employer contribution / active EE | $3,921 | $1,869+109.7% | $4,821-18.7% | $2,980+31.6% |
| Participant deferral / active EE | $10,864 | $3,194+240.1% | $5,683+91.2% | $5,016+116.6% |
| Admin fee / account holder | -$2 | $153-101.1% | $13,222-100.0% | $145-101.2% |