| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH PIERCE FENNER & Service code 26 · EIN 13-5674085 | Advisory (Participants) | $96,664 |
Service code 10 · EIN 87-0381988 | Accounting | $13,750 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$71,292 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,472 | $44,989+87.8% | $170,435-50.4% | $77,958+8.4% |
| Participation rate | 82.9% | 64.6%+18.3pp | 83.6%-0.7pp | 71.6%+11.2pp |
| Annual return | 21.32% | 19.61%+1.7pp | 205.94%-184.6pp | 20.87%+0.5pp |
| Employer contribution / active EE | $3,389 | $1,466+131.2% | $5,432-37.6% | $2,310+46.7% |
| Participant deferral / active EE | $8,614 | $2,208+290.2% | $4,939+74.4% | $3,537+143.6% |
| Admin fee / account holder | $16 | $69-76.5% | $13,881-99.9% | $97-83.4% |