| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH Service code 26 · EIN 13-5674085 | Advisory (Participants) | $125,000 |
STRATEGIC ADVISORS, INC.4 years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $47,643 |
SQUIRE PATTON BOGGS (US) LLP3 years Filed as: SQUIRE Service code 10 · EIN 87-0343246 | Accounting | $39,324 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$59,718 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,642 | $45,000+110.3% | $143,801-34.2% | $77,906+21.5% |
| Participation rate | 81.2% | 66.8%+14.3pp | 80.3%+0.8pp | 73.7%+7.5pp |
| Annual return | -18.68% | 29.03%-47.7pp | -0.04%-18.6pp | 12.16%-30.8pp |
| Employer contribution / active EE | $3,562 | $1,870+90.5% | $4,952-28.1% | $2,846+25.1% |
| Participant deferral / active EE | $9,623 | $3,157+204.9% | $5,639+70.7% | $4,805+100.3% |
| Admin fee / account holder | $45 | $98-54.0% | $14,680-99.7% | $133-65.9% |