| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH Service code 26 · EIN 13-5674085 | Advisory (Participants) | $170,460 |
Service code 10 · EIN 87-0381988 | Accounting | $14,000 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$44,221 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,112 | $45,382+56.7% | $154,110-53.9% | $75,289-5.5% |
| Participation rate | 78.8% | 65.9%+12.9pp | 83.0%-4.3pp | 72.4%+6.3pp |
| Annual return | -0.96% | -0.47%-0.5pp | 735.22%-736.2pp | -0.04%-0.9pp |
| Employer contribution / active EE | $2,773 | $1,533+80.9% | $5,298-47.7% | $2,405+15.3% |
| Participant deferral / active EE | $7,233 | $2,384+203.4% | $5,081+42.4% | $3,739+93.5% |
| Admin fee / account holder | $46 | $89-48.0% | $13,412-99.7% | $102-54.6% |