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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,795 | $48,314-19.7% | $67,561-42.6% | $80,925-52.1% |
| Participation rate | 71.9% | 66.4%+5.5pp | 72.9%-1.0pp | 67.7%+4.2pp |
| Annual return | 9.47% | 18.28%-8.8pp | 3525.44%-3516.0pp | 35.65%-26.2pp |
| Employer contribution / active EE | $1,685 | $2,022-16.7% | $2,735-38.4% | $2,756-38.9% |
| Participant deferral / active EE | $3,135 | $2,927+7.1% | $4,003-21.7% | $4,299-27.1% |
| Admin fee / account holder | $1,108 | $3,690-70.0% | $4,006-72.4% | $6,940-84.0% |