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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,405 | $49,239-54.5% | $70,462-68.2% | $79,858-71.9% |
| Participation rate | 76.7% | 69.2%+7.5pp | 75.1%+1.6pp | 69.6%+7.0pp |
| Annual return | 1.21% | 30.08%-28.9pp | 109.08%-107.9pp | 31.72%-30.5pp |
| Employer contribution / active EE | $2,039 | $2,100-2.9% | $2,737-25.5% | $2,471-17.5% |
| Participant deferral / active EE | $2,154 | $2,769-22.2% | $3,710-41.9% | $3,740-42.4% |
| Admin fee / account holder | $3,156 | $2,876+9.7% | $3,845-17.9% | $5,306-40.5% |