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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,421 | $46,599-26.1% | $64,101-46.3% | $75,173-54.2% |
| Participation rate | 71.0% | 65.9%+5.0pp | 72.3%-1.3pp | 67.2%+3.8pp |
| Annual return | 5.54% | 26.06%-20.5pp | 33.72%-28.2pp | 160.72%-155.2pp |
| Employer contribution / active EE | $1,953 | $1,975-1.1% | $2,749-28.9% | $2,671-26.9% |
| Participant deferral / active EE | $3,298 | $2,837+16.2% | $3,881-15.0% | $4,126-20.1% |
| Admin fee / account holder | $4,132 | $2,956+39.8% | $3,070+34.6% | $5,651-26.9% |