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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,390 | $39,132-60.7% | $57,196-73.1% | $62,881-75.5% |
| Participation rate | 100.0% | 70.5%+29.5pp | 75.3%+24.7pp | 69.3%+30.7pp |
| Annual return | -1.60% | 9.24%-10.8pp | 14.59%-16.2pp | 20.14%-21.7pp |
| Employer contribution / active EE | $0 | $1,874-100.0% | $2,683-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $3,056 | $2,374+28.7% | $3,096-1.3% | $3,203-4.6% |
| Admin fee / account holder | $2,301 | $2,594-11.3% | $3,141-26.7% | $4,296-46.4% |