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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,250 | $45,087-52.9% | $69,483-69.4% | $72,976-70.9% |
| Participation rate | 75.9% | 68.5%+7.4pp | 74.6%+1.3pp | 69.5%+6.4pp |
| Annual return | 8.67% | 22.67%-14.0pp | 28.99%-20.3pp | 81.02%-72.3pp |
| Employer contribution / active EE | $1,815 | $2,055-11.7% | $2,780-34.7% | $2,440-25.6% |
| Participant deferral / active EE | $2,343 | $2,603-10.0% | $3,537-33.7% | $3,608-35.0% |
| Admin fee / account holder | $4,239 | $3,057+38.7% | $3,841+10.4% | $5,124-17.3% |