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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,106 | $45,566+29.7% | $64,105-7.8% | $59,633-0.9% |
| Participation rate | 100.0% | 60.2%+39.8pp | 68.2%+31.8pp | 68.7%+31.3pp |
| Annual return | -3.11% | 4.95%-8.1pp | 791.24%-794.4pp | 2041.45%-2044.6pp |
| Employer contribution / active EE | $5,805 | $934+521.4% | $1,820+219.0% | $2,203+163.5% |
| Participant deferral / active EE | $3,604 | $2,057+75.2% | $2,822+27.7% | $3,192+12.9% |
| Admin fee / account holder | $944 | $3,268-71.1% | $4,499-79.0% | $4,297-78.0% |