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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,245 | $54,541+27.0% | $78,778-12.1% | $70,126-1.3% |
| Participation rate | 100.0% | 60.8%+39.2pp | 69.2%+30.8pp | 69.5%+30.5pp |
| Annual return | 11.09% | 21.07%-10.0pp | 35.62%-24.5pp | 73.15%-62.1pp |
| Employer contribution / active EE | $5,589 | $1,089+413.4% | $1,986+181.4% | $2,343+138.6% |
| Participant deferral / active EE | $3,457 | $2,210+56.4% | $2,958+16.9% | $3,332+3.8% |
| Admin fee / account holder | $2,917 | $3,709-21.3% | $5,134-43.2% | $4,645-37.2% |