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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,498 | $65,027+56.1% | $90,970+11.6% | $79,852+27.1% |
| Participation rate | 100.0% | 61.6%+38.4pp | 69.0%+31.0pp | 69.6%+30.4pp |
| Annual return | 15.02% | 30.45%-15.4pp | 134.58%-119.6pp | 31.72%-16.7pp |
| Employer contribution / active EE | $6,648 | $1,247+433.0% | $2,122+213.2% | $2,471+169.0% |
| Participant deferral / active EE | $4,411 | $2,512+75.6% | $3,373+30.8% | $3,740+17.9% |
| Admin fee / account holder | $494 | $4,535-89.1% | $5,960-91.7% | $5,306-90.7% |