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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,622 | $48,364+12.9% | $71,796-23.9% | $62,881-13.1% |
| Participation rate | 97.7% | 60.6%+37.1pp | 69.1%+28.6pp | 69.3%+28.4pp |
| Annual return | 3.10% | 13.16%-10.1pp | 78.04%-74.9pp | 20.14%-17.0pp |
| Employer contribution / active EE | $5,387 | $1,042+417.1% | $1,924+180.0% | $2,281+136.2% |
| Participant deferral / active EE | $3,324 | $2,091+58.9% | $2,794+18.9% | $3,203+3.8% |
| Admin fee / account holder | $1,508 | $3,771-60.0% | $4,815-68.7% | $4,296-64.9% |