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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,002 | $58,493+47.0% | $84,021+2.4% | $72,975+17.8% |
| Participation rate | 96.0% | 61.2%+34.8pp | 69.0%+27.0pp | 69.5%+26.5pp |
| Annual return | 17.65% | 28.93%-11.3pp | 71.32%-53.7pp | 81.01%-63.4pp |
| Employer contribution / active EE | $6,065 | $1,163+421.5% | $1,984+205.7% | $2,440+148.6% |
| Participant deferral / active EE | $3,667 | $2,394+53.2% | $3,239+13.2% | $3,608+1.6% |
| Admin fee / account holder | $2,260 | $4,569-50.5% | $6,102-63.0% | $5,124-55.9% |