Filed November 1, 2022 (most recent of 2 filings on file)
| Provider | Service type | Compensation |
|---|---|---|
UBS FINANCIAL SERVICES INC3+ years Filed as: UBS FINANCIAL Service code 27 · EIN 13-2638166 | Advisory (Plan) | $468,050 |
Filed as: BRANDYWINE ASSET MANAGEMENT Service code 28 · EIN 51-0294065 | Investment Management | $39,339 |
MOSS ADAMS LLP3+ years Service code 10 · EIN 91-0189318 | Accounting | $30,866 |
Filed as: PATTISON PENSION SPECIALISTS Service code 14 · EIN 85-0437924 | Plan Administrator | $29,823 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $496,109 | $80,753+514.4% | $136,298+264.0% | $62,293+696.4% |
| Participation rate | 100.0% | 73.5%+26.5pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 16.86% | 35.83%-19.0pp | 5156.27%-5139.4pp | 28.90%-12.0pp |
| Employer contribution / active EE | $9,964 | $2,884+245.5% | $4,696+112.2% | $2,042+387.9% |
| Participant deferral / active EE | $9,863 | $5,164+91.0% | $6,247+57.9% | $3,169+211.2% |
| Admin fee / account holder | $3,261 | $525+520.6% | $9,244-64.7% | $479+580.3% |