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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,384 | $29,569+114.4% | $56,077+13.0% | $77,714-18.4% |
| Participation rate | 20.9% | 32.6%-11.8pp | 52.5%-31.6pp | 70.6%-49.7pp |
| Annual return | 16.27% | 18.90%-2.6pp | 1709.28%-1693.0pp | 31.26%-15.0pp |
| Employer contribution / active EE | $716 | $569+25.8% | $1,040-31.2% | $2,727-73.8% |
| Participant deferral / active EE | $1,748 | $1,061+64.8% | $1,954-10.6% | $4,649-62.4% |
| Admin fee / account holder | $9,069 | $1,042+770.1% | $2,825+221.0% | $433+1993.2% |