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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,384 | $29,525+114.7% | $56,033+13.1% | $77,736-18.5% |
| Participation rate | 20.9% | 32.7%-11.8pp | 52.5%-31.6pp | 70.6%-49.7pp |
| Annual return | 16.27% | 18.90%-2.6pp | 1711.38%-1695.1pp | 31.26%-15.0pp |
| Employer contribution / active EE | $716 | $569+25.7% | $1,041-31.2% | $2,728-73.8% |
| Participant deferral / active EE | $1,748 | $1,062+64.6% | $1,954-10.6% | $4,651-62.4% |
| Admin fee / account holder | $9,069 | $1,040+772.0% | $2,827+220.8% | $433+1993.0% |