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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,814 | $26,137+132.7% | $58,561+3.8% | $74,460-18.3% |
| Participation rate | 22.1% | 32.2%-10.0pp | 50.9%-28.8pp | 70.7%-48.6pp |
| Annual return | 21.50% | 32.53%-11.0pp | 4251.33%-4229.8pp | 34.38%-12.9pp |
| Employer contribution / active EE | $751 | $537+39.9% | $1,053-28.7% | $2,638-71.5% |
| Participant deferral / active EE | $1,760 | $1,076+63.6% | $1,923-8.5% | $4,530-61.1% |
| Admin fee / account holder | $17,818 | $648+2649.4% | $2,520+606.9% | $348+5023.2% |