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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,384 | $29,554+114.5% | $56,054+13.1% | $77,692-18.4% |
| Participation rate | 20.9% | 32.6%-11.8pp | 52.5%-31.6pp | 70.6%-49.7pp |
| Annual return | 16.27% | 18.89%-2.6pp | 1705.95%-1689.7pp | 31.25%-15.0pp |
| Employer contribution / active EE | $716 | $568+25.9% | $1,039-31.1% | $2,726-73.7% |
| Participant deferral / active EE | $1,748 | $1,061+64.8% | $1,952-10.5% | $4,648-62.4% |
| Admin fee / account holder | $9,069 | $1,046+767.2% | $2,822+221.3% | $431+2006.5% |