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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,768 | $39,286+143.8% | $80,741+18.6% | $79,393+20.6% |
| Participation rate | 22.6% | 41.0%-18.3pp | 54.2%-31.5pp | 70.7%-48.1pp |
| Annual return | 20.28% | 98.95%-78.7pp | 87.30%-67.0pp | 116.87%-96.6pp |
| Employer contribution / active EE | $297 | $594-50.0% | $1,160-74.4% | $2,428-87.8% |
| Participant deferral / active EE | $1,072 | $1,264-15.2% | $2,145-50.0% | $4,046-73.5% |
| Admin fee / account holder | $17 | $647-97.4% | $3,380-99.5% | $627-97.3% |