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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $58,188 |
UBS FINANCIAL SERVICES INC5 years Service code 27 · EIN 13-2638166 | Advisory (Plan) | $36,803 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,662 | $55,437+316.1% | $155,534+48.3% | $74,459+209.8% |
| Participation rate | 94.7% | 61.9%+32.8pp | 78.2%+16.4pp | 67.2%+27.4pp |
| Annual return | 17.91% | 269.58%-251.7pp | 64.92%-47.0pp | 1369.70%-1351.8pp |
| Employer contribution / active EE | $11,108 | $2,266+390.2% | $4,675+137.6% | $2,626+323.0% |
| Participant deferral / active EE | $7,759 | $2,837+173.5% | $5,630+37.8% | $4,350+78.4% |
| Admin fee / account holder | $394 | $1,742-77.4% | $15,900-97.5% | $1,945-79.7% |