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| Provider | Service type | Compensation |
|---|---|---|
Service code 34 · EIN 04-2647786 | Recordkeeping fees; Valuation (apprai... | $59,141 |
UBS FINANCIAL SERVICES INC3 years Service code 27 · EIN 13-2638166 | Advisory (Plan) | $32,531 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,155 | $65,083+183.0% | $143,788+28.1% | $66,930+175.1% |
| Participation rate | 96.2% | 65.2%+31.0pp | 80.3%+15.9pp | 69.8%+26.4pp |
| Annual return | -18.20% | -11.13%-7.1pp | -0.03%-18.2pp | 1.57%-19.8pp |
| Employer contribution / active EE | $9,109 | $2,361+285.8% | $4,952+84.0% | $2,545+257.9% |
| Participant deferral / active EE | $6,751 | $2,920+131.2% | $5,638+19.7% | $4,238+59.3% |
| Admin fee / account holder | $404 | $502-19.6% | $14,675-97.2% | $593-31.9% |