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| Provider | Service type | Compensation |
|---|---|---|
CETERA ADVISOR NETWORKS LLC2 years Filed as: CETERA INVESTMENT ADVISERS LLC Service code 15 · EIN 36-3258176 | Recordkeeping | $108,069 |
ADP BROKER-DEALER4 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $54,430 |
HAYNIE & COMPANY3 years Filed as: HAYNIE & COMPANY, P.C. Service code 15 · EIN 87-0325228 | Recordkeeping | $15,500 |
PENTEGRA SERVICES, INC.1 year Filed as: PENTEGRA RETIREMENT SERVICES, INC. Service code 14 · EIN 13-3745616 | Plan Administrator | $8,998 |
ADP BROKER-DEALER4 years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,453 | $110,483+95.0% | $145,433+48.1% | $79,634+170.6% |
| Participation rate | 97.5% | 71.1%+26.4pp | 82.1%+15.4pp | 62.5%+35.0pp |
| Annual return | 19.32% | 24.62%-5.3pp | 66.58%-47.3pp | 36.46%-17.1pp |
| Employer contribution / active EE | $10,213 | $4,053+152.0% | $4,554+124.2% | $2,529+303.8% |
| Participant deferral / active EE | $9,291 | $7,216+28.8% | $7,897+17.6% | $3,835+142.3% |
| Admin fee / account holder | $506 | $680-25.5% | $13,129-96.1% | $1,002-49.4% |