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| Provider | Service type | Compensation |
|---|---|---|
CETERA ADVISOR NETWORKS LLC6+ years Filed as: CETERA ADVISORS LLC Service code 16 · EIN 84-0858794 | Consulting | $63,432 |
Service code 15 · EIN 13-3689044 | Recordkeeping | $45,367 |
HAYNIE & COMPANY1 year Service code 10 · EIN 87-0325228 | Accounting | $12,600 |
Service code 33 · EIN 94-1737782 | Securities brokerage commissions and ... | $89 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,997 | $99,957+78.1% | $149,730+18.9% | $73,493+142.2% |
| Participation rate | 99.0% | 75.7%+23.3pp | 82.5%+16.6pp | 70.7%+28.4pp |
| Annual return | 21.51% | 53.87%-32.4pp | 276.70%-255.2pp | 28.51%-7.0pp |
| Employer contribution / active EE | $11,130 | $3,191+248.8% | $4,645+139.6% | $2,270+390.3% |
| Participant deferral / active EE | $7,415 | $6,073+22.1% | $6,843+8.4% | $3,740+98.3% |
| Admin fee / account holder | $446 | $551-19.0% | $9,310-95.2% | $513-13.0% |