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| Provider | Service type | Compensation |
|---|---|---|
JAMES A. REICHERT1 year Service code 15 · EIN 84-0858799 | Recordkeeping | $11,636 |
ADP BROKER-DEALER1 year Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $3,126 |
ADP BROKER-DEALER1 year Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
TD AMERITRADE, INC.1 year Service code 33 · EIN 82-0543156 | Distribution (12b-1) fees; Securities... | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,051 | $82,163+70.5% | $125,363+11.7% | $64,814+116.1% |
| Participation rate | 94.8% | 77.9%+16.9pp | 82.4%+12.4pp | 71.5%+23.4pp |
| Annual return | -17.76% | 3.49%-21.2pp | 572.15%-589.9pp | 32.84%-50.6pp |
| Employer contribution / active EE | $9,879 | $3,616+173.2% | $4,815+105.2% | $2,507+294.1% |
| Participant deferral / active EE | $8,178 | $7,175+14.0% | $7,447+9.8% | $4,310+89.7% |
| Admin fee / account holder | $440 | $163+169.4% | $10,005-95.6% | $188+134.1% |