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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,183 | $166,268-54.2% | $165,100-53.9% | $145,897-47.8% |
| Participation rate | 92.9% | 82.0%+10.8pp | 78.6%+14.2pp | 80.3%+12.6pp |
| Annual return | 11.58% | 100.52%-88.9pp | 70.21%-58.6pp | 552.29%-540.7pp |
| Employer contribution / active EE | $4,432 | $5,284-16.1% | $4,348+1.9% | $4,663-5.0% |
| Participant deferral / active EE | $13,822 | $6,964+98.5% | $6,035+129.0% | $6,689+106.6% |
| Admin fee / account holder | $11,663 | $16,659-30.0% | $12,696-8.1% | $13,390-12.9% |