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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,777 | $154,193-57.3% | $130,045-49.4% | $139,466-52.8% |
| Participation rate | 93.8% | 82.0%+11.8pp | 78.5%+15.2pp | 80.3%+13.4pp |
| Annual return | 20.01% | 32.51%-12.5pp | -137.30%+157.3pp | 373.66%-353.7pp |
| Employer contribution / active EE | $4,199 | $5,292-20.6% | $4,321-2.8% | $4,754-11.7% |
| Participant deferral / active EE | $12,229 | $6,709+82.3% | $5,820+110.1% | $6,712+82.2% |
| Admin fee / account holder | $948 | $13,989-93.2% | $10,600-91.1% | $11,409-91.7% |