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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,052 | $142,392-64.8% | $119,622-58.2% | $134,532-62.8% |
| Participation rate | 88.2% | 82.8%+5.4pp | 79.3%+9.0pp | 81.2%+7.0pp |
| Annual return | -23.34% | -12.46%-10.9pp | -14.98%-8.4pp | 418.27%-441.6pp |
| Employer contribution / active EE | $1,871 | $5,224-64.2% | $4,232-55.8% | $4,741-60.5% |
| Participant deferral / active EE | $10,331 | $6,467+59.8% | $5,601+84.5% | $6,401+61.4% |
| Admin fee / account holder | $1,217 | $13,593-91.0% | $10,328-88.2% | $11,429-89.4% |