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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,009 | $152,612-80.3% | $125,192-76.0% | $152,897-80.4% |
| Participation rate | 81.8% | 83.3%-1.5pp | 79.8%+2.0pp | 82.5%-0.6pp |
| Annual return | 0.00% | 54.85%-54.8pp | 43.79%-43.8pp | 345.43%-345.4pp |
| Employer contribution / active EE | $1,431 | $4,947-71.1% | $3,866-63.0% | $4,764-70.0% |
| Participant deferral / active EE | $3,216 | $5,868-45.2% | $4,937-34.9% | $5,851-45.0% |
| Admin fee / account holder | $658 | $13,437-95.1% | $9,704-93.2% | $11,599-94.3% |