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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,391 | $127,387-64.4% | $115,038-60.5% | $125,389-63.8% |
| Participation rate | 80.0% | 84.2%-4.2pp | 81.4%-1.4pp | 83.2%-3.2pp |
| Annual return | -6.28% | 31.28%-37.6pp | 26.14%-32.4pp | 282.24%-288.5pp |
| Employer contribution / active EE | $921 | $5,166-82.2% | $4,608-80.0% | $4,866-81.1% |
| Participant deferral / active EE | $4,539 | $6,423-29.3% | $6,026-24.7% | $5,352-15.2% |
| Admin fee / account holder | $4,354 | $9,516-54.2% | $8,175-46.7% | $9,541-54.4% |