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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,992 | $176,105-40.4% | $159,474-34.2% | $167,536-37.3% |
| Participation rate | 75.0% | 85.0%-10.0pp | 82.8%-7.8pp | 82.1%-7.1pp |
| Annual return | 16.24% | 331.91%-315.7pp | 263.68%-247.4pp | 478.82%-462.6pp |
| Employer contribution / active EE | $3,756 | $5,299-29.1% | $4,831-22.3% | $4,839-22.4% |
| Participant deferral / active EE | $8,081 | $7,751+4.3% | $7,353+9.9% | $6,342+27.4% |
| Admin fee / account holder | $1,648 | $12,559-86.9% | $10,802-84.7% | $12,315-86.6% |