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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,824 | $85,766-40.7% | $136,298-62.7% | $70,126-27.5% |
| Participation rate | 80.8% | 74.2%+6.6pp | 81.9%-1.2pp | 69.5%+11.2pp |
| Annual return | 25.43% | 31.46%-6.0pp | 5156.27%-5130.8pp | 73.15%-47.7pp |
| Employer contribution / active EE | $3,132 | $2,966+5.6% | $4,696-33.3% | $2,343+33.7% |
| Participant deferral / active EE | $4,676 | $5,051-7.4% | $6,247-25.2% | $3,332+40.3% |
| Admin fee / account holder | $1,225 | $5,421-77.4% | $9,244-86.8% | $4,645-73.6% |