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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,356 | $82,678-0.4% | $125,391-34.3% | $68,490+20.2% |
| Participation rate | 63.3% | 75.1%-11.7pp | 82.4%-19.1pp | 67.9%-4.6pp |
| Annual return | -18.15% | -5.97%-12.2pp | 572.41%-590.6pp | -7.85%-10.3pp |
| Employer contribution / active EE | $2,928 | $3,382-13.4% | $4,816-39.2% | $2,597+12.8% |
| Participant deferral / active EE | $6,745 | $6,111+10.4% | $7,448-9.4% | $4,028+67.5% |
| Admin fee / account holder | $404 | $6,277-93.6% | $10,009-96.0% | $5,403-92.5% |