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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,993 | $93,598+34.6% | $135,974-7.3% | $75,173+67.6% |
| Participation rate | 83.3% | 75.2%+8.1pp | 81.9%+1.4pp | 67.2%+16.1pp |
| Annual return | 17.90% | 30.89%-13.0pp | 68.30%-50.4pp | 160.72%-142.8pp |
| Employer contribution / active EE | $3,351 | $3,538-5.3% | $4,859-31.0% | $2,671+25.4% |
| Participant deferral / active EE | $7,229 | $6,405+12.8% | $7,760-6.8% | $4,126+75.2% |
| Admin fee / account holder | $2,806 | $6,978-59.8% | $10,767-73.9% | $5,651-50.3% |