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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,825 | $77,817+298.1% | $123,553+150.8% | $64,173+382.8% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | -2.99% | 12.49%-15.5pp | 119.21%-122.2pp | 7.63%-10.6pp |
| Employer contribution / active EE | $13,846 | $3,014+359.4% | $4,628+199.2% | $2,381+481.6% |
| Participant deferral / active EE | $11,645 | $5,240+122.2% | $6,426+81.2% | $3,470+235.6% |
| Admin fee / account holder | $25,229 | $5,519+357.1% | $9,284+171.7% | $4,887+416.2% |