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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $432,308 | $98,776+337.7% | $149,745+188.7% | $79,856+441.4% |
| Participation rate | 97.9% | 75.8%+22.1pp | 82.5%+15.4pp | 69.6%+28.3pp |
| Annual return | 17.94% | 27.38%-9.4pp | 276.72%-258.8pp | 31.71%-13.8pp |
| Employer contribution / active EE | $14,399 | $3,217+347.6% | $4,646+210.0% | $2,471+482.7% |
| Participant deferral / active EE | $11,046 | $5,681+94.4% | $6,843+61.4% | $3,741+195.3% |
| Admin fee / account holder | $34,105 | $6,053+463.5% | $9,312+266.3% | $5,306+542.7% |