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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $330,147 | $85,766+284.9% | $136,298+142.2% | $70,126+370.8% |
| Participation rate | 95.6% | 74.2%+21.4pp | 81.9%+13.6pp | 69.5%+26.0pp |
| Annual return | 14.11% | 31.46%-17.3pp | 5156.27%-5142.2pp | 73.15%-59.0pp |
| Employer contribution / active EE | $14,967 | $2,966+404.6% | $4,696+218.7% | $2,343+538.9% |
| Participant deferral / active EE | $11,120 | $5,051+120.1% | $6,247+78.0% | $3,332+233.7% |
| Admin fee / account holder | $52,671 | $5,421+871.7% | $9,244+469.8% | $4,645+1033.8% |