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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,016 | $72,177+278.3% | $115,038+137.3% | $59,633+357.8% |
| Participation rate | 90.4% | 72.6%+17.8pp | 81.4%+9.0pp | 68.7%+21.7pp |
| Annual return | 1.54% | 12.02%-10.5pp | 26.14%-24.6pp | 2041.45%-2039.9pp |
| Employer contribution / active EE | $11,939 | $2,841+320.2% | $4,608+159.1% | $2,203+442.0% |
| Participant deferral / active EE | $9,353 | $4,783+95.6% | $6,026+55.2% | $3,192+193.1% |
| Admin fee / account holder | $2,952 | $4,927-40.1% | $8,175-63.9% | $4,297-31.3% |