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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $364,212 | $89,370+307.5% | $141,197+157.9% | $72,976+399.1% |
| Participation rate | 97.9% | 75.1%+22.8pp | 82.5%+15.4pp | 69.5%+28.4pp |
| Annual return | 15.85% | 111.88%-96.0pp | 71.41%-55.6pp | 81.02%-65.2pp |
| Employer contribution / active EE | $13,926 | $3,115+347.1% | $4,736+194.0% | $2,440+470.7% |
| Participant deferral / active EE | $10,841 | $5,419+100.1% | $6,710+61.6% | $3,608+200.5% |
| Admin fee / account holder | $9,157 | $5,957+53.7% | $10,265-10.8% | $5,124+78.7% |