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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $405,839 | $125,778+222.7% | $114,563+254.3% | $154,746+162.3% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.9%+27.1pp | 80.7%+19.3pp |
| Annual return | 18.96% | 295.14%-276.2pp | 241.09%-222.1pp | 172.34%-153.4pp |
| Employer contribution / active EE | $2,034 | $2,806-27.5% | $2,592-21.5% | $4,379-53.6% |
| Participant deferral / active EE | $2,034 | $4,445-54.2% | $4,142-50.9% | $6,730-69.8% |
| Admin fee / account holder | $4,487 | $8,190-45.2% | $7,623-41.1% | $14,365-68.8% |