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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,280 | $107,809+88.6% | $90,657+124.2% | $135,380+50.2% |
| Participation rate | 100.0% | 78.0%+22.0pp | 74.0%+26.0pp | 82.6%+17.4pp |
| Annual return | -4.65% | -0.90%-3.7pp | 1.89%-6.5pp | 519.81%-524.5pp |
| Employer contribution / active EE | $2,034 | $3,018-32.6% | $2,532-19.7% | $4,779-57.4% |
| Participant deferral / active EE | $2,034 | $3,872-47.5% | $3,424-40.6% | $5,609-63.7% |
| Admin fee / account holder | $3,916 | $5,931-34.0% | $4,994-21.6% | $10,828-63.8% |