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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,398 | $106,551+172.5% | $91,225+218.3% | $134,532+115.9% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.2%+26.8pp | 81.2%+18.8pp |
| Annual return | -12.34% | 160.78%-173.1pp | 114.12%-126.5pp | 418.27%-430.6pp |
| Employer contribution / active EE | $2,034 | $3,331-38.9% | $2,851-28.7% | $4,741-57.1% |
| Participant deferral / active EE | $2,034 | $4,718-56.9% | $4,233-52.0% | $6,401-68.2% |
| Admin fee / account holder | $11,826 | $6,234+89.7% | $5,422+118.1% | $11,429+3.5% |