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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $337,737 | $109,967+207.1% | $97,197+247.5% | $145,877+131.5% |
| Participation rate | 100.0% | 76.0%+24.0pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 3.40% | 244.27%-240.9pp | 75.47%-72.1pp | 551.28%-547.9pp |
| Employer contribution / active EE | $2,034 | $3,077-33.9% | $2,723-25.3% | $4,663-56.4% |
| Participant deferral / active EE | $2,034 | $4,676-56.5% | $4,263-52.3% | $6,691-69.6% |
| Admin fee / account holder | $4,624 | $6,199-25.4% | $5,637-18.0% | $13,402-65.5% |