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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,372 | $99,652-68.5% | $78,778-60.2% | $147,586-78.7% |
| Participation rate | 60.0% | 76.2%-16.2pp | 69.2%-9.2pp | 82.8%-22.8pp |
| Annual return | 8.15% | 47.28%-39.1pp | 35.62%-27.5pp | 578.59%-570.4pp |
| Employer contribution / active EE | $1,005 | $2,796-64.0% | $1,986-49.4% | $4,876-79.4% |
| Participant deferral / active EE | $3,278 | $3,664-10.5% | $2,958+10.8% | $5,439-39.7% |
| Admin fee / account holder | $85,127 | $7,155+1089.7% | $5,134+1558.2% | $10,886+682.0% |