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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,389 | $118,877-45.8% | $96,570-33.3% | $167,536-61.6% |
| Participation rate | 57.1% | 75.5%-18.4pp | 69.8%-12.7pp | 82.1%-25.0pp |
| Annual return | 10.73% | 50.50%-39.8pp | 37.79%-27.1pp | 478.82%-468.1pp |
| Employer contribution / active EE | $1,581 | $3,121-49.3% | $2,357-32.9% | $4,839-67.3% |
| Participant deferral / active EE | $3,379 | $4,617-26.8% | $3,849-12.2% | $6,342-46.7% |
| Admin fee / account holder | $160 | $8,069-98.0% | $6,182-97.4% | $12,315-98.7% |