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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,049 | $93,346+9.3% | $71,796+42.1% | $273,972-62.8% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.1%+30.9pp | 83.0%+17.0pp |
| Annual return | 10.35% | 130.39%-120.0pp | 78.04%-67.7pp | 41.46%-31.1pp |
| Employer contribution / active EE | $2,062 | $2,733-24.6% | $1,924+7.1% | $4,869-57.7% |
| Participant deferral / active EE | $7,388 | $3,475+112.6% | $2,794+164.4% | $5,287+39.7% |
| Admin fee / account holder | $14,685 | $6,571+123.5% | $4,815+205.0% | $10,133+44.9% |