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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,063 | $95,917-31.1% | $79,583-17.0% | $134,545-50.9% |
| Participation rate | 57.1% | 75.0%-17.9pp | 69.5%-12.3pp | 81.2%-24.1pp |
| Annual return | -18.11% | -2.70%-15.4pp | 0.16%-18.3pp | 418.37%-436.5pp |
| Employer contribution / active EE | $1,411 | $3,129-54.9% | $2,414-41.6% | $4,742-70.3% |
| Participant deferral / active EE | $3,971 | $4,694-15.4% | $3,986-0.4% | $6,401-38.0% |
| Admin fee / account holder | $1,065 | $9,132-88.3% | $6,835-84.4% | $11,431-90.7% |